Financing
Home repairs don’t always wait—and neither should essential crawl space, foundation, or structural work. Our flexible financing lets you see personalized monthly payments in minutes—no credit score impact, no prepayment penalties, and no home equity required. Small or large, financing makes it easier to get the work your home needs done.
Why Homeowners Use Financing
- Loan amounts available up to $70,000
- Funding in as little as 1–3 days
- Affordable monthly payment options
- No prepayment penalties
- No home equity required
- Checking payment options does not affect your credit score
Available Financing Plans
01
12-Month same-as-cash Loan
No Monthly Payments & No Interest If Paid Within 12 Months
Ideal for homeowners who want flexibility without added interest, as long as the loan is repaid within the promotional period.
02
5-Year Low Monthly Payment Plan
9.99% APR — 5-Year Term
A predictable monthly payment option suitable for mid-sized projects.
03
Extended-Term Low Monthly Payment Plan
11.99% APR — Up to 12 Years
A longer-term option designed to keep monthly payments lower on larger repairs.
How It Works
The process is quick, secure, and designed to make home repairs more manageable.
01
Scan one of the QR codes above using your phone.
02
Review your personalized payment plans.
03
Select the option that fits your budget.
04
Move forward with your project when you’re ready.
Required Legal Disclosure
Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of December 2022, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.