Financing
Home repairs don’t always wait—and neither should essential crawl space, foundation, or structural work. Our flexible financing lets you see personalized monthly payments in minutes—no credit score impact, no prepayment penalties, and no home equity required. Small or large, financing makes it easier to get the work your home needs done.
Why Homeowners Use Financing
- Loan amounts available up to $70,000
- Funding in as little as 1–3 days
- Affordable monthly payment options
- No prepayment penalties
- No home equity required
- Checking payment options does not affect your credit score
Available Financing Plans
12-Month same-as-cash Loan
No Monthly Payments & No Interest If Paid Within 12 Months
Ideal for homeowners who want flexibility without added interest, as long as the loan is repaid within the promotional period.
5-Year Low Monthly Payment Plan
9.99% APR — 5-Year Term
A predictable monthly payment option suitable for mid-sized projects.
Extended-Term Low Monthly Payment Plan
11.99% APR — Up to 12 Years
A longer-term option designed to keep monthly payments lower on larger repairs.
How It Works
The process is quick, secure, and designed to make home repairs more manageable.
Scan one of the QR codes above using your phone.
Review your personalized payment plans.
Select the option that fits your budget.
Move forward with your project when you’re ready.
Required Legal Disclosure
Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of December 2022, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.
Frequently Asked Questions
Do crawl space repair companies offer financing options?
Yes. Some crawl space repair companies offer financing programs that allow homeowners to spread the cost of repairs into manageable monthly payments rather than paying the full amount upfront.
Can I finance crawl space or foundation repairs?
Yes. Financing can often be used for projects such as crawl space cleanouts, structural repairs, drainage systems, foundation repairs, and other home improvement services.
Will checking financing options affect my credit score?
Many contractor financing platforms allow homeowners to view personalized payment options without impacting their credit score during the initial check.
How much can I borrow for crawl space repairs?
Some financing programs for home improvement projects offer loan amounts up to $70,000, depending on the lender and the borrower’s qualifications.
How quickly can funding be available for crawl space repairs?
In many cases, approved financing can provide funding within 1 to 3 days, allowing homeowners to begin repairs quickly.
Do crawl space repair financing plans require home equity?
Not always. Some financing programs allow homeowners to qualify without using home equity as collateral, making it easier to access funds for urgent repairs.
Are there penalties for paying off a home repair loan early?
Many financing programs do not charge prepayment penalties, meaning homeowners can pay off the loan early without additional fees.
What types of projects can be financed through crawl space repair financing?
Financing can typically be used for services such as moisture remediation, drainage systems, foundation repairs, crawl space encapsulation, and structural support repairs.
Why do homeowners choose financing for crawl space repairs?
Financing helps homeowners address urgent structural or moisture issues immediately instead of delaying repairs due to budget limitations.
How do I apply for crawl space repair financing?
Homeowners usually complete a quick online application to view payment options and determine eligibility before scheduling the repair project.